Instalment Sale (HP)
Instalment Sale contracts are used to finance motor vehicles and related assets. Our instalment sale transactions are all discounted to the major players in the vehicle finance market, like Wesbank And Motor Finance Corporation

Unique to SmartCredit, however, is our ability to finance vehicles and equipment below R 20 000. SmartCredit is currently the only credit provider to do instalment sale transactions on items as low as R 7 000. In the light of the unprecedented growth in the scooter and ATV markets, we are ideally positioned to be the market leaders as far as finance and insurance on these low value items is concerned.