We offer a personal loan between R 4 000 and R 25 000. The amount you can borrow will depend on your financial profile and repayment options vary from 18 to 60 months. Repayments are made by monthly debit order. See below for qualifying criteria and repayment schedule

To qualify
• Earn at least R3 500 per month
• Possess a valid South African ID number
• Be over 21 years
• Have been employed for a minimum of 3 years
• Have stayed at your current address for at least 3 years or be a home owner
• Have a clean credit record

Loan & Asset Finance Repayment Schedule
The following table is an indication of repayment premiums on loans & asset finance:

Amount
18months
18months 24months
36months
48months
60months
R4 000
R 231
R 183
R 156
R 141
R6 000
R 342
R 269
R 229
R 206
R8 000
R 465
R 355
R 302
R 272
R10 000
R 578
R 442
R 376
R 337
R12 000
R 840
R 674
R 510
R 429
R 382
R14 000
R 979
R 785
R 593
R 499
R 444
R16 000
R1 117
R 895
R 676
R 569
R 506
R18 000
R1 256
R1 006
R 759
R 638
R 568
R20 000
R1 394
R1 117
R 843
R 708
R 630
R22 000
R1 532
R1 227
R 926
R 778
R 692
R24 000
R1 671
R1 338
R1 009
R 848
R 754
R26 000
R1 809
R1 449
R1 092
R 918
R 816
R28 000
R1 947
R1 559
R1 176
R 988
R 878
R30 000
R2 086
R1 670
R1 259
R1 057
R 940

 

Insurances
We offer a unique range of insurances, designed at protecting the assets you finance. Comprehensive Insurance will cover your assets against theft and damage. Credit Life and Top-up policies will protect you and your family in the event of unfortunate events such as death or disability, and extended warranties will provide you with peace of mind after the expiry of the manufacturer’s warranty.